Personal Loan Calculator

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The calculations that are preformed are not for official use. Updated rates and values should be used when using this tool.

Personal Loans

We all dream of enjoying the finer things in life; living a good life and having the advantage of a luxury lifestyle. Yet making it a reality can be a challenge; purchasing that fancy sports car you’ve been dying to drive, renovating your home, travelling to exotic destinations, the fairy-tale wedding you’ve always wanted, etc. We at Alliance Finance Plc, recognised this need and have come up with a first of its kind product and one that’s not offered by any other Sri Lankan Finance Company, named “Platinum Advance” Personal Loan facility. A unique Personal Loan, specifically designed to help you to enhance your lifestyle.

Alliance Finance Platinum Advance Personal Loan - Transforms your dream into reality. Call our dedicated team of professionals to assist you in achieving your dreams.



  • House renovation
  • Purchase of a vehicle
  • Travel abroad (business or pleasure)
  • Education for you or your child's higher studies in Sri Lanka or overseas
  • Upgrading of vehicle or trading existing vehicle for a brand new one
  • Weddings and other social functions
  • Any other personal finance requirements
  • Competitive interest rates
  • Hassle free application process
  • Expeditious loan approval
  • No hidden charges


  • House renovation
  • Purchase of a vehicle
  • Ability to make joint applications with – spouse/relative/children as co-borrowers
  • The first Finance Company to provide loans at an affordable rate without security
  • Ability to top up your Personal Loan, after repaying part of the original Personal Loan obtained
  • The loan will be processed within a maximum of 03 working days, upon submission of application along with all required documents
  • Convenience of speaking to our loan officers for advice and guidance at any time.
  • Settlement of an existing loan obtained from another financial institution or any other purpose, if proven acceptable to Alliance Finance.


  • Minimum of LKR 100,000/-
  • Maximum of LKR 5Mn


  • 1yr to 2yrs - 13.65% pa
  • 3yrs - 13.95% pa
  • 4yrs to 5yrs - 14.5% pa


  • Stamp duty - 0.1% of the loan facility
  • Documentation fee - LKR 7,500/- per application (Flat rate regardless of loan amount)
  • Loan Protection Policy charges


  • Confirmed employee of an organization
  • Holding a position of Executive or Managerial grade
  • Drawing a monthly salary of LKR 60k or above
  • Clear CRIB
  • Acceptable repayment capacity


  • Visit the nearest Alliance Finance office or call our hotline on 011 267 3673
  • A Representative will guide you through the application process
  • Fill out the application form and hand over with all required documents


  • Copy of National ID card
  • Utility Bill as a proof of address
  • Letter from the Employer indicating salary details, job and designation
  • 03 months pay sheets indicating basic salary, fixed allowances, variable allowances and take home salary
  • Documents to prove other loan deductions
  • 03 months bank statements
  • 03 months credit card statements


            o Loans over LKR 1Mn and

            o If the customer requesting a loan of LKR 500,000/- or more and is over 50 years of age

  • Loan Agreement
  • Letter of Offer
  • Promissory Note
  • Guarantor for exposures above LKR 500,000/-
  • Duly signed Loan Protection Policy for


Repayable monthly from 1 to 5 years, with no grace period